Home purchasing & refinancing

The Perfect Home is Waiting for You

Get Prequalified Today

Say goodbye to hard credit pulls

We get it. No one wants a ding on their credit. Here at Option 1, we understand this more than anyone. That's why when you apply for a loan or refinance, we only use a soft pull to obtain your information. This means you can get prequalified without hurting your credit

Apply Now
TESTIMONIALS

Our Past Clients Love Us

Quisque rutrum. Aenean imperdiet. Etiam ultricies nisi vel augue. Curabitur ullamcorper ultricies nisi. Nam eget dui. Etiam rhoncus.

Leonor Kunze
Administrator

Cras dapibus. Vivamus elementum semper nisi. Aenean vulputate eleifend tellus. Aenean leo ligula, porttitor eu, consequat vitae, eleifend ac, enim.

Ansley Zulauf
Manager

Maecenas tempus, tellus eget condimentum rhoncus, sem quam semper libero, sit amet adipiscing sem neque sed ipsum. Nam quam nunc.

Davion Gerhold
Producer

Maecenas tempus, tellus eget condimentum rhoncus, sem quam semper libero, sit amet adipiscing sem neque sed ipsum. Nam quam nunc,

Cierra Marks
Producer

Quisque rutrum. Aenean imperdiet. Etiam ultricies nisi vel augue. Curabitur ullamcorper ultricies nisi. Nam eget dui. Etiam rhoncus.

Cheyenne Stanton
Administrator

Cras dapibus. Vivamus elementum semper nisi. Aenean vulputate eleifend tellus. Aenean leo ligula, porttitor eu, consequat vitae, eleifend ac, enim.

Sylvan Kovacek
Manager
WELCOME

Continuing to meet the unique needs of every client

Every borrower is uniquely different.  We strive to meet those unique needs with a large selection of loan options. Best of all you get our world-class service and communication to ensure a stress-free experience!

As unique as your needs are, we have a tailored solution right for you

Purchase a Home

Looking for a better rate on your home? Look no further than Option 1.

Refinance Your Home
Why Us

Why Option 1 is perfect for your individualized needs

We're crazy engaged in the whole process, from application to close. We communicate the process clearly and walk you through the whole process, step-by-step.

1

We are present and engaged

2

We communicate clearly

3

We follow through with each client

loan programs

Explore various loan program options for fixed and adjustable rate mortgages.

Every borrower is uniquely different.  We strive to meet those unique needs with a large selection of loan options. Best of all you get our world-class service and communication to ensure a stress-free experience!

Fixed Rate Mortgages

The most common and traditional type of loan program.

Adjustable Rate Mortgages

Loans whose interest rate can vary during the loan's term.

Hybrid ARM's

Combining features of fixed-rate and adjustable-rate mortgages.

FHA Loans

Loans that are insured against default by the FHA.

VA Loans

Providing veterans with a federally guaranteed home loan.

Interest Only Mortgages

Close on the home you want instead of settling.
our products

Find Loan Products We Offer

No matter what type of loan you need, we're with you every step of the way. Let us find you the perfect loan to go with it.

FAQ

Answering your most asked questions

What are the differences between loans such as FHA, VA, USDA and Jumbo?
What kind of loans programs does Option 1 offer?
Should I pay points to lower my interest rate?
How will Option 1 help get me better rates on my refinance?
When should I refinance?
What is an APR?
BLOG

Most Popular Articles

More Articles
LET'S GET STARTED

You're one step closer to the home of your dreams

Apply Today

Get Started with Option 1 Today

10K+
Loans
funded
100%
Customer satisfaction rate
16
Day average from start to finish