The Perfect Home Is Waiting For You!

We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.

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Every borrower is uniquely different.  We strive to meet those unique needs with a large selection of loan options.  Best of all you get our world-class service and communication to ensure you have a Stress-Free experience!

Today's technology along with our fast service is the perfect fit for a streamlined home loan process. For example, through our website, you can submit a complete a secure loan application, pre-qualify for a home loan and securely upload all of your personal information. You can also evaluate your different financing options by using our interactive calculators and going over various mortgage scenarios.

FHA LOANS in Longmont, CO

Welcome to the official site of Option 1 Mortgage. We are a full-service mortgage company based in Longmont, CO. We specialize in FHA Loans, USDA Loans, VA Loans, 100% Financing in Longmont. We also serve the surrounding cities in Boulder. Whether you are buying a home or refinancing in any of these zip codes: 80504, 80501, 80502, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.

In terms of Purchase Loan programs, we offer the following:

FHA | VA | USDA | Jumbo | Conventional

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | VA Streamline | VA Cash-Out | USDA Streamline | Conventional | Jumbo

What makes Option 1 Mortgage unique is that we offer the following niche programs as well: Credit Assistance, Fast Loan Closing, Pre-approved home loan, 100% Financing, Jumbo Loans.

Contact Option 1 Mortgage today to discuss your mortgage loan options, and find out which loan program will best suit your needs.

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Loan Programs

Explore various loan program options for fixed and adjustable rate mortgages.

We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch.

Find Loan Products We Offer

No matter what type of loan you need, we're with you every step of the way. Let us find you the perfect loan to go with it.

Purchase a Home

PURCHASE A HOME

Whether you're buying your first home or your dream home, we have a mortgage solution for you. Get your custom rate quote today.

Refinance your Home

REFINANCE YOUR HOME

We're committed to helping you refinance with the lowest rates and fees in the industry today. Check out our Low Rates, Calculate your Payment, or Start the Process Today!.

Apply Now

APPLY NOW

Our Secure Application takes about 12 minutes to complete, and is required for a "Pre-Approval." You will be contacted once your application is submitted.

$150 million

In Loans Funded to Date

97%

Customer Satisfaction Rate

10-Day

Average Loan Approval Period

Have any questions about us?

Don't hesitate to contact us

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